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Southern Mutual Financial Services

SMFS's goal it to have borrowers successfully enjoy home ownership. Included in the process of every home loan are two important services: free training in home buyer education, and skills transfer training that empowers the borrower with basic home maintenance skills and information.
Credit Counseling

The path you take to become a new homeowner will reflect your success in taking control of your own finances.

HOME OWNERSHIP COUNSELING - Potential homeowners get hands-on experience in purchasing or constructing a home, how mortgage lending works, budgeting, and what home-ownership could mean in their lives. The training is free of charge!

Skills Transfer Training